Loan Against Securities allows you to borrow money by pledging your shares, mutual funds, bonds, or insurance policies as collateral, without liquidating them. It’s an efficient way to raise funds while continuing to earn on your investments.
Types of Securities Eligible:
- Equity Shares: Pledge listed shares for a line of credit.
- Mutual Funds: Both equity and debt mutual funds accepted.
- Bonds & Debentures: Use fixed-income securities for funding.
- Insurance Policies: Some life policies are accepted as collateral.
Key Features of Loan Against Securities:
- Quick Disbursal: Fast approval and funds credited with minimal paperwork.
- Retain Ownership: Continue to earn dividends or interest while using funds.
- Flexible Repayment: Interest-only or EMI-based repayment options available.
- Overdraft Facility: Withdraw funds as needed up to your limit.
Esdee Finmart offers flexible Loan Against Securities solutions at competitive interest rates, helping you meet your liquidity needs without disrupting long-term goals.